Money transfers,
with your smart digital wallet
The first platform that combines payment reception with CoDi and proprietary QR, plus QR and SPEI transfers, with an artificial intelligence assistant.
Available on:
qtapp.aiDownload the app and start experiencing a new financial experience
I already have my bank… why QTapp?
QTapp is not a bank. We don't compete with your bank — we complement it. Here we explain why it's ideal to have both apps.
Your bank for saving. QTapp for spending.
Your bank account is your safe: that's where you store your money and present clear statements for your tax returns. QTapp is your smart wallet: agile, practical, with just the right balance for your daily or weekly spending.
See it in action
Vico and Yorch explain why you need QTapp in addition to your bank.
Bank vs QTapp — at a glance
| 🏦 Your bank | 📱 QTapp | |
|---|---|---|
| Purpose | Store and safeguard your money | Transact, pay, spend |
| Fraud risk | Your entire bank account | Only your wallet balance |
| Account opening | Days or weeks + documents | Minutes from your phone |
| Security | Tokens, passwords, OTP, lockouts | Biometrics (fingerprint/face) |
| Expense detail | Basic transactions | All your spending, detailed |
| Charge alerts | Varies by bank | Instant on every transaction |
| Apple Pay / Google Pay | Few banks offer it | Available — pay with NFC |
| Fees | Management fees + high commissions | Lower, no monthly fee |
| Ideal for | Tax returns and savings | Daily spending, funding others |
Best of all: have both
You don't replace your bank — you protect it. Your bank saves, QTapp spends. Two apps, two purposes, zero unnecessary risk.
Everything you need
One app to send and receive money quickly, safely and intelligently.
Click on any feature to see the app in action
Transparent pricing
No hidden costs. You only pay for what you use.
Free registration
No monthly fees, no minimums
Receive money
Multiple ways to fund your wallet
SPEI to your CLABE
Free - From any bank
From another qtapp.ai user
Free for you - Instant
Collect with CoDi QR
$5.99 MXN + VAT - From banking apps
Send money
Transfer to any account
To qtapp.ai user via QR
$3.99 MXN + VAT - Scan and pay
To remote qtapp.ai user
$3.99 MXN + VAT - Without scanning
To any bank (SPEI)
$5.99 MXN + VAT per transfer
When you register you get
With Google, GitHub or Facebook
18-digit CLABE
Automatically assigned
Digital wallet
Receive and send money
Personal qtapp QR
Receive from qtapp.ai users
Generate CoDi codes
Collect from banking apps
Become our Broker
Download the app and you'll find the "Become a Broker" section. We do the rest.
Earn $0.30 MXN
For every money outflow from your referrals
We Grow Together
We grow and you grow with us
Priority Support
Direct attention from the team
Frequently Asked Questions
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